Originally asked on Quora, below is my reply. Understand that you are your own boss; only you have the power to control what you react to and what you don’t. The sooner you realize this, the more you’ll learn what’s worth responding to and what’s not. Control what you can and leave what you can’t. It’s not worth the stress. Visualize your life long-term, e.g., in ten years- unless it’s life-or-death, your stressors aren’t that big of a deal. Like #3, use the Rule of 5- if it won’t matter in five years, don’t spend more than five minutes thinking about it. Stressing decreases your lifespan, so just laugh the problem off instead. The basics: meditate, deep breathing, sufficient sleep (7–8 hours), exercise, proper dieting, and practicing anxiety management techniques. Ergo, take care of yourself physically, mentally, and spiritually, and in some cases, financially too. I learned this one from my teacher: if something goes unexpectedly wrong and you can’t fix it, say, “Oh well.” It’s instantly and psychologically enriching- try it. It’s not the end of the world if you fail. However, we’ve all done that at times, so you might as well embrace the fact sooner. ~Carerra, 2k21.

A short letter to mark the beginning of Carerra's Chronicles. Dear Reader, I hope you're doing well right now. I'm Titus, the owner of this page- Carerra's Chronicles. Depending on when you're reading this, I officially launched this site not too long ago. You're probably seeing this a few days, weeks, or months after her birthday...and it's only just the beginning. Long-term, I see abundant positivity from here, where a fraction of the world can learn a thing or two. After all, I created this space to share my thoughts with the world and improve my writing plus communication, and so far, it's working. Short-term, I'm expecting nothing, so I'll expect anything. I mean, it's just a matter of consistency, constantly improving myself, lowering my expectations, and delayed gratification. Hence, I'll return to this post in a year to gauge my growth. Nevertheless, I sincerely hope that you'll learn something from here, and I pray that I'll impact your life one way or another. Myself, I'd also love to know more about you and what makes you 'tick' - it's such interactions that make me open-minded. Gladly, it's only getting better. Take it easy, God bless you, and have fun around! :) Until then, see you on the other side. ~Carerra, 2k21.

It's an excellent way to increase your value, confidence, and self-esteem- being proud of yourself first. We live in a world of unique perspectives- different races, ages, cultures, generations, geographies, etc. The only one-size-fits-all is that we're all human beings. You could be a Chinese Asian; your Mandarin culture vastly differs from anything in the US. You could be a Latinx in South America but don't know just how different you are from a Botswanan or Cameroonian. No two people are the same, not even twins. That's where uniqueness is born- when you realize that you are equal to no one else. Anyone can be anything they want in life, and it starts by realizing your innate self and who you are as a person. "What drives you? What improves you? What drains you? Your strengths? Your weaknesses? Your value systems?" Whatever your combo, no two humans share the same combination of characteristics, and that's one basis of uniqueness, which everyone has. Stand out in any way you can, whether it be in music, a sport, an art, your business- whatever it could be. Don't be afraid to share yourself with the world; it needs more of you, and, like a jigsaw puzzle, you're the missing piece that completes it. Be proud of who you are and where you come from, and those who are proud of you too will, in one way or another, aid you in getting to where you're going. People value uniqueness and appreciate authenticity, so the more you are proud of yourself, the more others follow your vibe, learn from you, and know what makes you. That's the minute for today. ~Carerra, 2k21.

El Salvador became the first country globally to make Bitcoin a national currency, but the crypto market flash crashed soon after. On September 7th, 2021, El Salvador made history by officially legalizing Bitcoin as a national currency. Unfortunately, some mishaps occurred during the enactment of the grand Digi-token, causing its price to sink, and so did the entire crypto market. Bitcoin dropped nearly 12% from $52,000 to $46,300, erasing $130 billion from its market cap. Ethereum tanked from $3,900 to $3,450, and Cardano from $2.87 to $2.48. Why did El Salvador buy Bitcoin? Elsa- El Salvador, Elsies- El Salvador Citizens (El Salvadorans). The El Salvador Congress approved of the Bitcoin Law on June 9th, 2021, making Bitcoin legal tender for the following reasons: For cheaper and faster payments on their remittances, For nationwide economic development, To encourage foreign investments, and; To spare her economy from the inflationary effects of the US Fed Reserve. After all, El Salvador still uses the US Dollar as its national currency. Elsa bought 550 Bitcoins in two phases; 400 on Monday evening and 150 more on Tuesday- an instance when President Nayib Bukele tweeted that they 'bought the dip.' El Salvador plans on building 200 Bitcoin ATMs and 50 kiosks nationwide for easy BTC-cash conversion, plus a few more in the US for their US residents. Concurrently, the government launched the Chivo app for El Salvadorans to do their Bitcoin transactions. Unfortunately, Chivo malfunctioned momentarily after its debut due to sudden excessive demand, so the government temporarily de-installed it to add more servers onto the platform. The funny yet excellent thing, though, is that the government incentivized everyone who opened a Chivo account with $30 worth of Bitcoin. *Chivo, to El Salvador, means "cool." In the real sense, it means " a Billy Goat," but they thought the app was cool. **Remitting- sending money abroad. Why do some El Salvadorans dislike Bitcoin? The Bitcoin Law got a mixed reception on its D-Day, with the El Salvadorans split on it. Many Elsies dislike the government's approach to the digital asset as much as the coin itself, and their arguments are pretty legit. They argue that: Bitcoin doesn't cater to the working class' needs. The volatility in the space could affect their pensions, remunerations, and salaries. They don't want a currency 'used in money-laundering and financing illegal activities.' Bitcoin transactions, to them, are a way of avoiding capital gains tax, which, when you note its unregulated aspect, makes it a valid point. Less than 50% of El Salvadorans have internet access, implying that Bitcoin is only accessible to those with the internet. 70% of Elsa's people have no bank accounts, so the fact that they can't own a piece of the digital asset is scary enough. In 2001, the Elsa Congress replaced the Salvador Colon with the US Dollar as Elsa's national currency without the citizens' consultation. Elsa doesn't want history to repeat. Both the IMF and the World Bank are wary of Elsa's buying of Bitcoin; they disapprove of it, citing environmental and transparency reasons. They also fear the rise of financial problems like money laundering and illegal economic activities to Elsa's fragile economy. Any Counterargument? Both Elsies in and out of the country will benefit from the Bitcoin Law. Elsies outside El Salvador can send more money through Chivo with no transaction fees. Meanwhile, Elsies in the country can now receive more- they get the total amount which initially had transaction fees subtracted from the paid amount. Everybody wins. El Salvador has two national currencies to choose from; if not Bitcoin, use the Dollar. Unless otherwise, neither is mandatory. Remittances into Elsa contribute to 16% on average of her annual GDP, with 2020 being 23%; this number should spike after her Bitcoin acceptance. The Dollar is currently diminishing in value because of the rapid inflation in the United States. At this point, it makes no sense for El Salvador to solely depend on the Dollar whose stimulus checks they aren't receiving, but instead, their inflation. Pros and Cons Pros Saves on remittance fees. With Bitcoin decentralized, there is no transaction intermediary; it should cost you nothing to send a Bitcoin to someone else. From this, Western Union and co. will lose $400 million per year in remittance commissions. After all, they weren't kidding when they said that blockchain is revolutionizing the entire fiscal industry. Testing the waters. Being a developing country, El Salvador has little to lose, so any tentative investment counts. From this, other governments in Latin America are watching how Elsa will capitalize on her crypto. Furthermore, President Nayib Bukele is a former businessman and a prominent investor; he knows a thing or two about where his money goes. Thank you, El Salvador, for taking one for the team. Let's see how your bet goes. Dollar Dissociation. El Salvador can still use the Dollar, but it's only a matter of time until it diminishes in value from inflation. It's for this reason, and others, that Bitcoin is an excellent inflationary hedge against fiat. Crypto Catalyst. El Salvador using Bitcoin is a colossal example of crypto going mainstream. More mass usage and acceptance of the currency will catalyze another bull run for the crypto market. A rare resource. A rare asset appreciates in value from less supply and more demand, and if you invest in it, your net worth grows. In this sense, Bitcoin is approaching its fixed supply of 21 million coins, making it rarer than it is. This dynamic will skyrocket BTC's price and raise El Salvador's GDP. (There's a con to this below- HODLing.) Cons Subject to volatility. It's a no-brainer that Bitcoin is heavily volatile, one reason the Elsies refuse it. High risk, high reward, or high loss. El Salvador will be a laughing stock if Bitcoin goes south like in 2018 when it plunged 70%, which I doubt will ever happen again. Cost of international relations. El Salvador accepting Bitcoin has severed her ties with the World Bank and the IMF, both crypto antagonists. It'll be difficult for Elsa to request loans from these bodies moving forward due to her aggressive investment. Government control. Since the El Salvador government owns Chivo, they can track people's transactions, automatically deduct payments, or freeze people's accounts in the worst-case scenario. The fear of privacy breaches exists here. HODLing. Bitcoin is more of an investment than it is an exchange medium. Once it appreciates, Elsies will most likely HODL their stakings, reducing monetary circulation and costing the economy. ***HODL in crypto means "Hold On for Dear Life." It's an intentional misspelling of HOLD, but it still means the same. My Recommendations The government should expand the internet to all of El Salvador for Bitcoin access. While it's a reach to instantly develop a developing country's infrastructure, still, the more people who can access the internet, the more widespread Bitcoin becomes in El Salvador. The government shouldn't YOLO its entire economy into Bitcoin. BTC is still speculative and has immense volatility, so the government should invest in it sparingly while holding sufficient cash in reserves. Financial institutions in El Salvador should help create bank accounts for unsupported citizens. Currently, 70% of El Salvador citizens have no bank accounts; a set-up bank account would help them convert their monies into Bitcoin and vice versa. Lastly, financial education is as vital as ever in a radically changing world. According to an institutional survey, 9 out of 10 El Salvadorans do not know what Bitcoin is. If they learn more about cryptocurrencies and how they operate, then they will have a more informed stance on the subject, whether or not they like it. Closing Thoughts A national government accepting Bitcoin is quite interesting, and it will continue being so for as long as it lasts. It will definitely save the country millions in remittance costs, but that's not enough to convince the innocent working class of El Salvador of its potential downsides. I think El Salvador pulled a good move with the coin adoption, and I pray that their bet pulls off. It can insanely help El Salvador's economy in the long run and potentially create room for foreign investment. If anything, President Nayib still has his knack for investing, so he sure knows where he is putting his money. To the rest of us, this was just a tiny dip along the way. Hopefully, we bought in. See you on the other side. ~Carerra, 2k21. What do you think? Do you think El Salvador did the right thing? Why or why not? Let me know in the comments below. {THE ABOVE CONTENT IS STRICTLY FOR INFORMATIONAL PURPOSES ONLY AND NOT FINANCIAL ADVICE. INVESTORS SHOULD BE AWARE OF THE RISK ENGAGED IN TRADING SECURITIES AND ASSETS. PLEASE CONDUCT YOUR RESEARCH AND CONSULT YOUR FINANCIAL ADVISOR BEFORE MAKING ANY INVESTMENT DECISION.}

Background There's a lot of hype surrounding electric vehicles (EVs), with many currently under production. However, were it not for the global semi-conductor shortage plaguing over 169 US industries today, the EV sector would have certainly advanced well this year. Part of the White House's Build Back Agenda is a 50% target of Electric Vehicles Sales by 2030. The gear (no pun intended) turns to the EV and clean energy directions to achieve the 2030 Net-Zero Climate Objective. You also have the ambitious Zero Emissions Transport Association (ZETA) advocating for 100% EV sales by 2030, which is interesting. From the above, EV adoption will play a massive role in achieving zero carbon emissions by 2030. I pray this happens. The electric vehicle space is lighting up with big names such as Tesla, Volkswagen, NIO, Audi, just to name a few. However, there is one up-and-comer with a new industrial perspective that shouldn't be slept on. The name: Rivian. About Rivian Headquartered in Irvine, CA, Rivian is an electric automaker company that produces electric sports utility vehicles (SUVs) and pickups. Founded in 2009 by R.J Scaringe, Rivian is considered a startup for two reasons: it has only two makes; the R1S SUV (above) and its flagship R1T Pickup Truck (below), and it's relatively new compared to vets like General Motors, Ford, and Tesla. Rivian specs Rivian Commonalities Both the R1T and the R1S have a cool glossy metallic outlook appealing to the eye- the kind that screams, "this is electric!" From the pics, you can also tell how low the car is. From a physics perspective, its center of gravity (CoG) is deliberately low to minimize rollovers in case of an accident- a reasonable argument. Rivian also has an optional transparent panoramic roof etched atop the vehicle. This clear roof gives a beautiful oversight view of mother nature above who looks down below at human beings in the car. Even sweeter is seeing the overarching tree branches above. Imagine if it rained. :D (The mini-video is from Rivian.com/R1S) Rivian vehicles have a Driver+ feature. Driver+ is a hands-free driver assistant that automatically controls the car as per your preference; braking, accelerating, or turning a corner, without you touching the steering wheel, like Tesla's autopilot. Some caution, though; it doesn't warrant you taking your eyes off the road or losing concentration. That said, it won't allow you to use your phone just because you're technically not driving the car anymore. There's a driver-focused camera monitoring your concentration, alerting you to hold the steering wheel when needed...even with Driver+. Rivian also has internet accessibility. The vehicle has Wi-Fi plus 4G connectivity to keep you connected on your trek. Attached to the car's internet are Amazon Alexa and Echo, your vehicular assistants. Do they have Siri and Google Assistant, though? It'd be sick if they did. :) Wireless charging, too, exists for those who forgot their chargers at home. Furthermore, the Rivian developers automatically update the vehicle system at no extra cost. In performance, Rivian is pretty powerful. 0-60 mph in three seconds for a truck is quite impressive- just like a sportscar. Add that it's a quad motor, and I concede that Rivian is truly meant for adventure. R1T Pickup Truck I'm not a pickup fan, but the R1T amuses me greatly. Rivian was created for the adventurous ride and abandoning the highway norm, venturing into the unknown piles of earth. The Rivian R1T is that vehicle that will have you quitting your home just to live in the car. The interior is no less flashy. The R1T has an ash-wood on the front surround and smudge-and-stain resistant vegan leather seats and headliners. You could literally walk in with muddy shoes, rinse off the carpets in five minutes, and they'd still look brand new. Seriously though, don't do that- walking into a car with dirty shoes. Additionally, the R1T is so electric that after unlocking the vehicle, your driver profile automatically adjusts the steering wheel and your seating position to your comfort level. The seats (and the steering wheel) also have optional heating and cooling options depending on the driver's liking. Even for an EV, this is top-notch. The rear passengers also have their mini-display to access. Through that, they can adjust their sides' temperatures; left, right, front, or back. That way, it's not only the driver who decides the car's temperature. :) Rivian was built for adventures, so anyone can bring all they want to the trip. Consciously built for space, the R1T has 68 cubic feet of storage volume within the truck. Rivian's skateboard platform has the engine, chassis, and drivetrain at the bottom of the vehicle, creating space for a front trunk for you to pack your essentials. There is also a gear tunnel behind the rear doors, above the rear wheels, and across the truck's width- it allows you to pack longer items such as skis, rods, etc. Suppose you plan to cook during your trip. In that case, the gear tunnel has a camp kitchen- a pull-able mini-kitchen in which to stack your utensils and ingredients and cook up a delightful meal thereafter. The Rivian R1T has a towing capacity of 11,000 pounds (~5,000 kgs) or one elephant. There are currently three packages of the R1T: the Limited Launch Edition (fully reserved), the Adventure Package ($73,000), and the Explore Package ($67,500). The Adventure and Explore Packages begin their deliveries in 2022. R1S SUV I like the SUV more than the pickup- I don't fancy pickups much. The R1S' maximum towing capacity is 7700 pounds (~3492.66 kgs)- that's pulling a rhino and a hippo together. It's a seven-seater vehicle with 108 cubic feet of storage within. The Rivian R1S also has a height adjustment feature that adjusts the vehicle height when needed. The max height is 14.2 inches for climbing hilly and rocky terrain, and the lowest is 8.1 inches to help you unpack. Pretty cool feature, if I do say so myself. Why is Rivian a big deal? Rivian, I believe, will be a big deal in the automotive industry for a couple of reasons. Rivian prides itself on its unique quad-motor skateboard platform. The skateboard platform is the basis of the Rivian vehicle; it contains the chassis, drivetrain, gears, thermals, axles, and the entire engine. These components are below the wheel level, accounting for the vehicle's massive storage space and low CoG, giving the car better traction and driver control. The Rivian skateboard platform attracted a $500 million investment from Ford who want to build their next vehicle using it. Other companies investing in the platform include Amazon for their delivery vehicles, and vehicle brands such as Canoo, Lincoln, and Kia. Amazon invested $700 million into Rivian as it plans to own 100,000 EVs for its delivery services by 2030, achieving the climate goal. This Amazon-Rivian investment is a massive dig at Tesla in two ways; Tesla has to rival Rivian in the EV industry while the Musk and Bezos billionaire feud lives on. Rivian IPO: My thoughts. IPO stands for Initial Public Offering. This is when a company files to stop being private and start trading on the stock market. You can learn more about it here. At the time of this writing, Rivian filed to go public, and it will take a few weeks to get listed on the New York Stock Exchange (NYSE). I predict its ticker symbol as either "RVAN," "RVN," or "RIVN." Rivian is one of the well-most funded startups in the United States, seeking a total valuation of $80 billion pre-IPO. I'm predicting a $70-$140 IPO price range on Rivian's debut. It's crazy yet amusing that a company yet to make any vehicle deliveries has a higher valuation than Ford's and GM's market caps. Rivian vs. Tesla: Who would win? Tesla...by miles. Tesla is too far out established to be rivaled by existing car companies, let alone a startup. At this writing, Tesla's market cap is $725 billion, making it the 7th largest company worldwide and the most significant automaker. Rivian has only the R1T and the R1S; Tesla has more than a dozen makes; the Model Y, Model X, Model S, the Plaid, Roadster, and of course, the Cybertruck. Tesla has established charging stations all over the US which other car companies use to charge their cars. If anything, Tesla has the most extensive supercharging network worldwide. Rivian is currently situated in the US whereas Tesla is seriously ramping up its global production scale- the US, India, China, and Germany are few examples. On a company level, Rivian is focusing on EVs. Tesla is a clean energy company, diversifying into EVs, solar panels, batteries, and funnily enough, the Tesla Bot. It's understandable that Rivian is making strides into the EV network and that Tesla's run-up inspired their IPO. Still, it's too soon to call it a two-horse race with Elon's toy. My closing thoughts about Rivian. It's an excellent company. It's well funded, strategically developed, and has come at the right time when electric vehicles are becoming mainstream. For Rivian being high occupancy vehicles (HOVs), electrifying them is terrific, innovative, and a step-up towards the traditional trucking system. I'd consider an R1S if I were that interested in the brand. Of course, I'm attracted to SUVs as compared to pickup trucks, but even the R1T is quite impressive by its own standards. Rivian is reimagining adventure and excursion, and it's revitalizing that through the electric truck. It will be interesting to see how Rivian impacts the pick-up industry dominated by the Ford F-150s and the Toyota Tacomas. Still, for Tesla, Elon won't take it hands down. We'll see. Sincerely, ~Carerra, 2k21. What do you think about Rivian? Do you think it's a good company? Do you think they'll rival Tesla? Let me know in the comments below.

An appreciation post dedicated to Andrei Jikh- a Millennial Finance YouTuber and Magician. Background Investing entails due diligence (DD)- your investment research, and today, the DD resources include news, articles, media, conversations, etc. One popular information resource today is YouTube, where YouTubers create content on different topics, especially finance. However, there's one YouTuber with eye-catching content, knowledgeable of money, and stunning videography altogether. He puts effort into his vids which attract you to what he says and how he says it. The best part about him is that he's a millennial- someone many youths would relate to. His name, Andrei Jikh. Who is Andrei? Andrei Jikh, 32, is a RussiAmerican finance YouTuber and investor, and it's on his channel, Andrei Jikh - YouTube, that he talks about personal finance, financial minimalism, and investing. Andrei is also a reputable cardistry magician (Cardistry = magic of cards.) He blends financial literacy with magic in a mix that trademarks his videos, making them enjoyable and worth watching. "Hi! My name's Andrei Jikh, hope you're doing well! Come for the finance and stay for the magic!" Andrei's Story Beginnings Andrei immigrated to the US at age nine. He grew up in a circus family with his parents performing gigs worldwide before settling in Las Vegas, Nevada. From his family's circus careers, he fancied cardistry, mastering it for twenty-one years. Andrei attended the University of Las Vegas- Nevada but didn't graduate. Instead, his magic opened paths for him as he became a freelance cardistry specialist for entertainment firms in Las Vegas. The hit of his magical career arrived when he became the Lead Cardistry Consultant in the build-up of the movie "Now You See Me 2." You can check his recreation here. Investing Journey Andrei's journey was typically not easy. His cardistry job earned him roughly $50,000 a year. Unfortunately, the devastating 2008 Financial Crisis wrecked the people's finances globally, unsparing Andrei's parents. Despite their successful circus careers, they struggled to make ends meet and cover their daily expenses. This mishap broke and inspired Andrei- broken because he didn't like seeing his parents striving for the bare minimum and encouraged because he never again wanted to worry about money. Thus, at 19, Andrei started investing for passive income. Investing Philosophy A believer in financial minimalism, Andrei encourages making as much as possible, setting aside expenses, and investing the difference, not to mention cutting down unnecessary costs and living below your means. Eight years into his career, Andrei saved $150,000, which he Buffet-esque invested into high-value dividend growth stocks, and that was partly a gamechanger for him. Andrei reputes this strategy as a dividend investor whose dividends help pay for his expenses. His favorite stocks? Broad Market Index Funds like the Vanguard Total Market Index Fund (VTI) and the Vanguard 500 Index Fund (VOO) simply because, long-term, "the market always goes up." Notably, Andrei is also a cryptocurrency explorer and a bullish one too. He has some positions in Bitcoin, Ethereum, and Omi, surmounting to $1.4 million currently. Interestingly enough, Andrei first engaged with Bitcoin in 2014 when he bought six Bitcoins at $300 and sold them at $500 to buy a drone- a weird opportunity cost. What is Andrei's favorite investment? It's not index funds, not dividend stocks, and not Bitcoin. Andrei's favorite investments are Pokemon Cards- his speculative $200,000 investment. These cards are somewhat complicated as not everyone is a Pokemon fan, so evaluating the cards is mind-boggling. Still, for the Pokemon community of which Andrei is part, these collectibles are highly-valued. Hence, you have a community of Pokemon fanatics who share their likings for these assets. YouTube You can't talk of Andrei without mentioning YouTube. Andrei took the leap of faith in January 2019 by quitting his job and starting his YouTube channel after saving enough to invest aggressively. Via YouTube, Andrei publicly keeps himself accountable and shares his investment tidbits with the world to see. What's scary is that he had no backup plan if YouTube sank, so he had no option but to go all-in. Andrei spent the first six months perfecting his content that had less engagement than today's, but after that, the big bucks came out. Two years later, Andrei's channel has 1.75 million subscribers, with 130 million views total. His YouTube earnings have hit $1.3 million and counting, and it's YouTube that funds his investments and expenses- nice catch. When does Andrei release his videos? I'll see you back here on Mondays and Fridays, sometimes on Wednesdays. I'll see you soon, bye-bye! When did Andrei become a millionaire? Andrei joined the millionaire's club between late 2019 and mid-2020, thanks to YouTube and his investments, among other mini-ventures. As of October 2021, Andrei's net worth is approximately $3.5 million. Andrei Jikh today Andrei currently resides in Las Vegas, Nevada, where he continues his magic and YouTubing while also bonding with fellow investors Meet Kevin, Graham Stephan, and Jeremy Lefebvre- all who star in their hit podcast, Millennial Money. Why does Andrei inspire you? To me, Andrei is that big brother I never had. He's funny, creative, yet reasonable and rational, and an impressive magician too. He is also transparent; he has no courses, ebooks, or subscriptions to sell and instead wants to provide edutainment. This approach is fair enough as he too fell victim to other financial gurus with their courses with get-rich-quick schemes that guaranteed zero returns. Also, considering Russia's cold relationship with the US, being a Russian immigrant, Andrei started from the bottom, and I admire that about him. On age, Andrei is a millennial, and I'm a Gen-Z; it's cool to learn from someone just eleven years older than I am. Talentwise, I like how he includes his cardistry niche into his videos, especially on finance ones. Although his cardistry is something I'd take a considerable while learning, it motivates me to perfect my piano even more, so there's a niche for each of us. My biggest takeaways from Andrei Jikh are financial minimalism, frugalism, and the power of dividend investing, and I've started incorporating these practices into my personal investing cycle. Closing Dear Andrei, One day, God willing, I'll meet you. Until then, I'll be working hard to replicate your success. Keep up the great job with YouTube! Until then, see you on the other side. Sincerely, ~Carerra, 2k21.